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Robert is 28 years old and lives with his family in Lambayeque, located 30 minutes from the city of Chiclayo, the capital of the region of Lambayeque. In his community the majority of people work independently in commercial businesses and raise animals or work in agriculture.

Robert works raising and selling animals, as well as working as an employee at a mill. He has been working in this field for 5 years. In that time he has acquired a lot of experience in the business, as well as many customers, who are mostly business people in the city of Chiclayo.

Robert wants to make some improvements to his home, beginning with whitewashing his walls and putting up new walls as well as buy a refrigerator. This will allow him to give his family a better quality of life. In order to achieve his objective he is asking for credit from Edpyme Alternativa, a Kiva field partner, in the amount of 1500 nuevos soles (Peruvian currency).
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Robert tiene 28 años, es conviviente y vive junto a su familia en Lambayeque, ubicado a 30 minutos de la ciudad de Chiclayo, capital de la región Lambayeque. En su comunidad la mayoría son trabajadores independientes en negocios de comercio y crianza de animales adicionalmente dedicados a la agricultura.

Robert se dedica a la crianza y venta de animales, además de trabajar como empleado en un molino. Se dedica a esta actividad desde hace 5 años, tiempo en el cual ha adquirido mucha experiencia en el negocio, además de muchos clientes, quienes son mayormente comerciantes de la ciudad de Chiclayo.

Robert quiere realizar arreglos en su domicilio, comenzando a enlucir sus paredes y levantando nuevas piezas con material noble, además de comprar una refrigeradora. Esto le permitirá darle una mejor calidad de vida a su familia. Para lograr su objetivo ha solicitado un crédito en Edpyme Alternativa de 1500 nuevos soles.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 120
    View loans »
    Peru Loans Fundraising
  • $60,164,250
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Robert to whitewash his walls and purchase a new refrigerator.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 4, 2012
Nov 5, 2012
Currency Exchange Loss:
Aug 22, 2013