Update on Marco AntonioMarco is 34 years old. He's in a common law marriage and has three children under his care. He lives with his family in a house he owns in the settlement of Monteverde Bajo, which belongs to the district of Tambogrande. Marco lives in the rural area of the district, but he does have electricity.
Marco's business is raising small animals (sheep, pigs and corral poultry). When they reach the ideal weight and size, he sells them at the local market. He raises the animals in the back of his house. He also owns a plot of land of one hectare where he grows magoes and lemons. Besides, he rents out half an hectare for growing rice and corn. In addition, he works for the farms located in the settlement, and he receives a daily pay. He has five years' worth of experience in raising animals and farming. With the income he earns from these activities he can afford his own expenses as well as his family's.
Marco wishes to improve his family's living conditions. He has decided to fix up the front of his house and to purchase balanced feed for his animals as well as fertilizers for his lemon crop. In order to accomplish what he has set out to do, he decided to get a loan for 3000 nuevos soles from Edpyme Alternativa.
La actividad que desarrolla Marco, es la crianza de ganado menor (ovino, porcino y aves de corral), los cuales al alcanzar pero y tamaño ideal los comercializa en el en mercado local. Los animales los cría en la parte posterior de su domicilio. También tiene 1.0 ha de terreno agrícola, en donde tiene mango y limón en producción. También arrienda 0.50 ha para sembrar arroz y maíz. Complementariamente es trabajador en los fundos agrícolas del caserío, en donde le pagan diariamente. Cuenta con 5 años de experiencia en la ganadería y agricultura. Con los ingresos que percibe de estas actividades cubre sus gastos y los de su familia.
Marco desea brindarle a su familia una mejor calidad de vida. Él ha decidido arreglar la fachada de su vivienda, comprar alimento balanceado para su ganado y fertilizantes para su cultivo de limón. Para lograr lo que se ha propuesto ha decidido obtener un préstamo de 3000 nuevos soles en Edpyme Alternativa.
Previous Loan DetailsMarco, age 33, lives with his wife and children in his own house. The house does not have the basic services. It is located in the rural zone of the Tambogrande district in the Piura department. The zone is known for farming, livestock, and handicrafts. Marco has been selling animals like… More from Marco Antonio's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 20 months (Additional Information)
- Repayment Schedule
- Oct 4, 2012
- Oct 30, 2012
- Currency Exchange Loss:
- Jun 21, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.