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Brenda Lucia
Young Brenda is single and doesn't have children. She has been working as a middle school teacher for the past ten years. She's a woman who loves teaching and sharing the gift of knowledge with local peasant children. She's someone who has struggled towards a better future. She requests her fifth loan in order to invest in the purchase of construction supplies so that she can build an addition to her house. Her biggest dream in life is improving her living conditions; having work stability in order to keep on making progress; being able to repay the loan; and seeing her family enjoy good health. With the loan she'll purchase cement, bricks, sand, iron and wire, and she'll pay for labor.
View original language description ↓
La joven Brenda, es soltera sin hijos labora como docente de secundaria desde hace 10 años para una escuela, es una mujer que ama su profesión de docencia impartiendo el pan de la enseñanza a niños campesinos de la comunidad, es una persona que ha lidiado por un porvenir mejor. Solicita su quinto crédito para invertirlo en compra de materiales de construcción para poder realizar un anexo a su vivienda. Su mayor sueño en la vida es gozar de mejores condiciones en su hogar, tener estabilidad laboral para seguir haciendo mejoras y poder pagar sus cuotas y que su familia goce de salud, con el préstamo comprara cemento, bloques, arena, hierro, alambre y pagara la mano de obra.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 66
    View loans »
    Nicaragua Loans Fundraising
  • $25,101,575
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Brenda Lucia to purchase cement, bricks, sand, iron and wire, and to pay for labor.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 6, 2012
Dec 1, 2012
Currency Exchange Loss:
Apr 16, 2014