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Norma Yanina
Communal bank “La Negrita” meets every fortnight in the Montecristi canton, which is famous for its rich pre-colonial culture and its nationwide and worldwide recognized crafts. This is where the famous toquilla straw hats [panama hats] are made.

Mrs. Norma lives here, she is 20 and lives in a common-law marriage out of which she has three children that are 4, 3 and 2 years old, respectively. Her partner is a teacher.

She is a housewife that strives to be more independent economically, so she can feel that she is useful and can help her partner with the expenses. She sells clothes by catalogue and Yanbal products (beauty products, cosmetics, perfumes and accessories for women). She sells door-to-door, on credit and she collects weekly. She has been doing this for six years now, and she does very well.

With this loan she will buy perfumes, creams, cosmetics and clothes. This is her second cycle with the communal bank, something she likes because it is of great help.

Her dream is to give her children the best.
View original language description ↓
EL Banco Comunal La Negrita se reúne cada quince días en el Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora Norma, tiene 20 años de edad y mantiene una relación de unión libre de la cual tiene tres hijos de 4, 3 y 2 años de edad. El marido es maestro.

Ella es una ama de casa que para obtener sus propios recursos y con esto poder sentirse útil y ayudar a su esposo con los gastos del hogar se dedica a la venta de ropa por catalogo y productos de Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas). Su forma de venta es puerta a puerta, deja sus productos a crédito y cobra cada semana. Tiene más de 6 años que se dedica a esta actividad y le va muy bien.

Este crédito es para comprar perfumes, cremas, cosméticos y ropa. Este es el segundo ciclo en el Banco Comunal y le gusta porque los créditos le ayudan mucho.

Su sueño es darles lo mejor a sus hijos.

About Ecuador

  • $10,200
    Average annual income
  • 55
    View loans »
    Ecuador Loans Fundraising
  • $23,490,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $725 helped Norma Yanina to buy perfumes, creams, cosmetics and clothes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 16, 2012
Listed
Nov 6, 2012
Currency Exchange Loss:
N/A
Ended:
May 17, 2013