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Las Manzanas Group
In this Group: Saida Lourdes , Nelida Argentina *, Rosa , Maria Florentina , Juana Macaria , Juana , Juana , Maria Agripina , Irma Yolanda , Silvia
* not pictured
Silvia is part of the Las Manzanas, a group from the rural community of Patzún, Chimaltenango, located in the central region of Guatemala. This area is known for their large avocado plantations, as well as their colorful dress. Many women weave red, yellow, and purple huipiles. Las Manzanas, is a group filled with energetic women, ready to take on the challenges of the business world. When asked if they liked being a member of the group, with all smiles, the answer was a unanimous “Yes".

Silvia, though shy at first, actively engaged in trying to solve her personal and business problems with the support of her group. Recently widowed and having her only son live an hour away, Silvia found herself at an impasse. She had been a housewife all her life. Occasionally, she had some chickens that she sold in a nearby market, but she never thought she would one day be without her husband. Though she says that at first she struggled, she got up and decided to start, not one business, but two. Barely six months after losing her husband, Silvia has a small animal husbandry business, as well as a tortilla bakery. She currently runs them both from her home but says she hopes to one day find small shop where she can sell her tortillas. Having proven to herself that she can do it on her own, she seems more confident that her future is bright.

Silvia is so proud to have found Friendship Bridge on her way. It is giving her an opportunity to have a loan so she could increase her two businesses, and so to make a living. This loan will help Silvia to buy some chickens, and to buy corn for her tortilleria business.

The trust bank Las Manzanas, appreciate the hand up that the KIVA investors are giving them, because this will help them, therefore also their families.

Additional Information

About Friendship Bridge

This loan is administered by Friendship Bridge (FB), a nonprofit, nongovernmental organization that empowers thousands of impoverished Guatemalan women through its Microcredit Plus program. The program combines small loans averaging US$350 for four-to-twelve month loan terms with non-formal, participatory education.

As FB clients, women start, expand, or diversify their businesses and learn practical lessons on topics including business, health, and self-esteem. FB’s clients borrow as a group, forming Trust Banks (groups of 7-25 women who serve as co-guarantors of the loan and act as a self-regulating support network).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 127
    View loans »
    Guatemala Loans Fundraising
  • $10,890,300
    Funds lent in using Kiva
  • 7.9
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Manzanas Group's $2,100 loan helped a member to buy some chickens, and corn.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 24, 2012
Nov 4, 2012
Currency Exchange Loss:
Jul 17, 2013