Gabriela is 44 years old and has four children aged 17, 15, 13 and 8. All of them attend school. She sells products such as snacks, fries and cracklings in her store, which is located on a strategic spot in the town of Santa Cruz. This is her fourth loan with the institution. Gabriela will use this loan to purchase construction supplies such as cement and ceramics in order to build her house. The reason she requests this loan is that she wishes to improve the rooms in her home. Gabriela will use the proceeds to buy construction supplies for home improvement, and also to buy merchandise for stocking up her store. Her wish is to own a stable, profitable business and therefore earn better profits so that she can improve her living conditions.
La Sra. Gabriela tiene 44 años y tiene cuatro hijos de las edades de 17, 15, 13 y ocho años todos se encuentran estudiando, ella se dedica a la venta de productos como saladitos ya sea papas fritas y chicharroncitos en su tienda que se encuentra en un lugar estratégico de la ciudad de Santa Cruz, este préstamo es su cuarta secuencia dentro de la institución la Sra. Gabriela va a usar este préstamo para la compra de material de construcción como cemento cerámica para construcción de su vivienda, razón para solicitar este préstamo es que quiere mejorar los ambientes de su hogar, la Sra. Gabriela va a utilizar los beneficios en seguir comprando material de construcción para el mejoramiento de su hogar y también en la compra de mercadería para surtir su tienda, su deseo es tener un negocio estable y rentable y de esta manera genera más ingresos y por ende mejorar su calidad de vida.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.