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Yosira
Yosira, 25, lives in the “Ciudad Bicentenario” sustainable housing macro project and works there as a beauty products, perfumery and clothing merchant, an activity that started three years ago. Her main products are clothes, sweaters, perfume, cosmetics and creams that she buys in the city market and through catalogues when the catalogues have discounted merchandise she can offer to customers at better prices; they pay her cash or she sells on credit with payment plans agreed upon according to each customer’s ability to pay. Her main customers are from the local neighborhood and from other sectors that know her and are quick to place orders with her just like she’s quick to respond to them in an opportune manner.

Because of the approaching end-of-year festivities, orders surpass her purchasing ability and this is why she’s calling on a Kiva loan to buy beauty products and merchandise her customers have requested. With a Kiva loan she’ll be able to increase sales and this is precisely why her investment will be successful.
View original language description ↓
Yosira de 25 años de edad, vive en el Macroproyecto de Vivienda sostenible” Ciudad Bicentenario” y allí se dedica a su oficio de comerciante de productos de belleza, perfumería y ropa; actividad que nació desde hace 3 años. Sus principales productos son la ropa, los suéteres, perfumes, cosméticos y cremas, que compra en el mercado de la ciudad y a través de catálogos, cuando estos traen mercancía con descuentos especiales, para ofrecerle los mejores precios a su clientela, que le paga de contado y a crédito, en cuotas pactadas de acuerdo alas posibilidades de cada uno. Sus principales clientes son vecinos del barrio y de otros sectores, que ya la reconocen y están atentos a hacerle pedidos, así como ella está pendiente de responderles oportunamente. En la actualidad con motivo de las fiestas de fin de año, los pedidos son superiores a su capacidad de compra y esta es la razón por la cual acude a un credikiva, con el cual comprará ropa productos de belleza y mercancía, que han solicitado sus clientes. Con su credikiva tendrá la oportunidad de aumentar sus ventas y esta es justamente la razón de éxito de su inversión.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 281
    View loans »
    Colombia Loans Fundraising
  • $13,600,025
    Funds lent in using Kiva
  • 1,832.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Yosira to buy clothes, beauty products and merchandise.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 10, 2012
Listed
Oct 30, 2012
Currency Exchange Loss:
Possible
Ended:
Nov 2, 2013