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María Luisa
Maria Luisa has a business selling tortillas out of her house in León. She is a single mother of six children of which only one is in her charge. She started her business with a small capital from her savings. She has done this work for 32 years to support her child.

She starts making tortillas everyday from 10 am to 12 pm, and from 4 to 6 in the afternoon, she sells them our of her home.

The loan she is requesting from Ceprodel will be used to buy wholesale products for making tortillas and tamales (such as corn, firewood, lime) and make a higher profit which will allow her to realize her dreams, like to continue building a small store that has more than tortillas, to achieve a better standard of living for herself and her son who is studying at university.
View original language description ↓
La Señora María Luisa posee un negocio de venta de tortillas en su casa de habitación ubicada en ciudad de León. Es madre soltera de seis hijos de los cuales solo uno está a su cargo. Inicia su negocio con un pequeño capital producto de ahorros, ella realiza esta desde hace treinta y dos años labor para la mantención de su hijo.

La señora inicia diariamente la elaboración de tortillas a las 10 am a 12 pm y por la tarde de 4 pm a 6 pm las cuales son vendidas en su casa de habitación.

El crédito que esta solicita a Ceprodel será utilizado para comprar por mayor el producto a utilizar para la elaboración de tortilla y nacatamales tales como Maíz, Leña, cal y así obtener mayores ganancia la que le permitirá realizar su sueños como es de continuar incrementando una pequeña pulpería que tiene además de la tortillería, para lograr un mejor nivel de vida de ella y su hijo quien estudia en la universidad.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 64
    View loans »
    Nicaragua Loans Fundraising
  • $25,083,125
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped María Luisa to buy corn and firewood wholesale.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Oct 23, 2012
Oct 30, 2012
Currency Exchange Loss:
Apr 18, 2013