On his own initiative and with a great deal of effort and dedication, David started a small business selling clothes for men, women and children. He starts working very early in the morning everyday and works approximately 8 hours a day. He believes he is doing well because he is very responsible and hardworking.
David is very grateful to Kiva lenders because, thanks to their help, he will be able to purchase clothing, such as polo shirts, tops, pants and blouses, among other items, so that he will have the merchandise necessary to better stock his business. Thus, he expects to be able to improve his sales and increase his income, which will help him to expand his business so that he will be able to own his own shop in the not too distant future.
Por iniciativa propia, con mucho empeño y dedicación, David puso en marcha su pequeño negocio de venta de ropa, tanto para damas, caballeros y niños, todos los días desde tempranas horas de la mañana inicia su labor, él puede trabajar un aproximado de 8 horas y cree que le va bien porque es muy responsable y trabajador.
David se encuentra muy agradecido con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de prendas de vestir, tanto como polos, camisas, pantalones, blusas, entre otros; de esta manera David contará con la mercadería necesaria para abastecer mejor su negocio, con ello David espera poder aumentar sus ventas e incrementar sus ingresos económicos, los cuales le servirán de mucho para poder ampliar su negocio y en un futuro no muy lejano, espera poder tener su propio local de ventas.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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Success!! The loan was 100% repaid