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Mayra Mercedes

Update on Mayra Mercedes

Mayra, a merchant by trade, originally from León, is the owner of a small kiosk where she sells snacks, cookies, juice, phone recharges, and bottled water.

She says that thanks to her first Kiva loan, she was able to stock her kiosk with products and her sales improved. Now she wishes to continue adding more new products that capture the attention of her customers and make her kiosk different from the others.

Therefore she requires this loan in order to buy cleaning products like detergents and soaps, as well as toilet paper, juices, bread, coffee, milk, plates, glasses, and disposable spoons.

She will always keep the goal of putting up another kiosk and adding better and new products to it.
View original language description ↓
Mayra, de oficio comerciante, originaria de León, dueña de una pequeño Kiosco donde vende snacks, galletas, jugos, recargas telefónicas, aguas embotelladas. Ella dice que gracias al primer crédito KIVA logro surtir de productos su Kiosco sus ventas mejoraron ahora desea seguir agregando más productos nuevos que capte la atención de sus clientes y lo haga un kiosco diferentes de los demás. Por eso está requiriendo este crédito para comprar productos de limpieza como detergentes, jabones, papel higiénico, jugos, pan, café, leche, platos, vasos, cucharas descartables. Siempre manteniendo la meta de poner otro kiosco y agregarle mejores y nuevos productos

Previous Loan Details

Mayra lives in Coyolar, a neighborhood located in the city of León. She is 47 years old and the mother of 5 children, all grown and independent. She tells us she has been a merchant all her life. She started selling drinks and clothes. Later she sold cleaning products and later, with her savings ... More from Mayra Mercedes's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Mayra Mercedes to buy cleaning products like detergents and soaps, as well as toilet paper, juices, bread, coffee, milk, plates, glasses, and disposable spoons.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 2, 2012
Nov 5, 2012
Currency Exchange Loss:
May 17, 2013