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Bellas Rosas Jp Group
In this Group: Feliza, Juana Patricia, Norma , Flora , Marcelina, Leandra
The “Bellas Rosas” (Beautiful Roses) communal bank will start its first cycle in Pro Mujer as part of the Juan Pablo II Focal Center. It has six members led by a governing board presided by Feliza. The communal bank members carry out a variety of business among which are: knitted sweater sales, blanket and sweater knitting, cattle sales, traditional skirt and blouse sales, sportswear sewing and tire repair shop.

The loan they’ll take out will benefit small micro businesswomen one of which is Feliza. She indicates that she joined Pro Mujer six months ago having been invited by one of the institution’s promoters who went to visit her. She currently has a business knitting blankets. She started it years ago on her own initiative since she’s had these skills since she was a girl.

The loan she’ll take out now is to increase capital. She’ll buy yarn in wholesale stores and then sell what she makes in her sales stand. This way of working allows her to generate income to support her home in the best way possible since she’s married and has a son. When asked what she likes about Pro Mujer, she answers that she likes the health services.
View original language description ↓
La A.C. “BELLAS ROSAS” iniciará el ciclo primer ciclo en Pro Mujer, como parte del Centro Focal Juan Pablo II, está compuesta por seis integrantes y está dirigida por una mesa directiva donde la señora Feliza es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos: venta de chompas tejidas, tejido de mantas y chompas, venta de ganado, venta de enaguas y faldas, costura de deportivos, tienda de llantería.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Feliza es integrante, ella indica que hace seis meses que integra Pro Mujer, ingresando por invitación de una promotora que fue a visitarla. En la actualidad ella tiene un negocio de tejido de mantas; cuenta que este negocio lo emprendió por iniciativa propia hace años, ya que conocía la técnica desde niña.

El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las tiendas de venta por mayor y posteriormente a la elaboración lo comercializará en su puesto de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar ya que ella es casada y tiene un hijo.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 233
    View loans »
    Bolivia Loans Fundraising
  • $31,613,325
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Bellas Rosas Jp Group's $1,350 loan helped a member to buy yarn.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 22, 2012
Listed
Nov 9, 2012
Currency Exchange Loss:
Covered
Ended:
May 17, 2013