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Florence is 37 years old and lives in the town of Luwero in the Luwero region of Uganda. She is married and has 6 children, with 4 of them currently in school. For the past 10 years ,Florence has been working hard to manage her salon, which sells hair and skin products.

To help expand her business, Florence has requested a loan of 2,500,000 Ugandan Shillings from BRAC Uganda. The loan will be used to put more hair and skin products into her business. This will help Florence to generate greater profits and pay the tuition fees for her children. Florence hopes that, in the future, she will be able to open another branch of her salon elsewhere.

Florence is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Florence who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 145
    View loans »
    Uganda Loans Fundraising
  • $32,003,575
    Funds lent in using Kiva
  • 2,592.5
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Florence to put more hair and skin products into her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 8, 2012
Oct 31, 2012
Currency Exchange Loss:
Nov 23, 2013