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Ha's Group
In this Group: Ha, Hong, Thuy, Lam, Hue
Ha was born in 1978. She has two children who are in kindergarten and primary school. Her husband is a driver. Ha sells beverages to earn a living. She gets 4,000,000 VND a month from her business activities. Her family’s total earnings are about 9,000,000 VND per month.

She has participated in SEDA's credit program since 2010. In the last cycle, she borrowed 6,322,000 VND and repaid the loan on time. In this loan cycle, she would like to borrow 7,630,000 VND to buy a refrigerator to sell ice cream. Her dream is for her children to have good careers.

Other members which are part of Ha's Group include the following:

Hong is 38 years old. She has three children. She cooks food to earn a living. She wants to borrow 5,014,000 VND to buy glassware to contain cooked food.

Thuy is 29 years old. She has two children. She sells beverages to earn a living. She wants to borrow 7,630,000 VND to buy a sugarcane juice machine.

Lam is 37 years old. She has two children. She sells food for a living. She wants to borrow 7,630,000 VND to buy a fried duck machine.

Hue is 26 years old. She has one child. She sells beverages for a living. She wants to borrow 5,014,000 VND to buy a blender.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $725
    Average annual income
  • 125
    View loans »
    Vietnam Loans Fundraising
  • $13,745,925
    Funds lent in using Kiva
  • 20,833.3
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Ha's Group's $1,600 loan helped a member to buy a refrigerator to sell ice cream.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 3, 2012
Listed
Nov 4, 2012
Currency Exchange Loss:
Covered
Ended:
Oct 17, 2013