Chum is 31 years old and was born in Kompong Speu province. She has a common law relationship with her spouse and has been blessed with one child. She also has a younger sister who lives with her under the same roof. She manages her own farmland on which she usually grows rice in each rainy season to make a livelihood while her husband distributes and trades firewood from his trailer. This direct selling business depends on proper transportation and trailer loads of firewood.
Chum needs a loan to be able to purchase a bigger trailer for transporting a large amount of firewood to the marketplaces. The previous trailer is old and barely suitable to use--that’s why Chum needs to buy a trailer to sustain the business. She hopes the purchase will enable them to make a better income as well as to grow their firewood business.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.