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Cristina Elizabeth
Cristina is 26 years old, has an elementary-school education and is a single mother. She has a small son, who despite her meager resources has been able to make headway and doesn't lack food, clothing or shelter, all thanks to Cristina's enterprising spirit. They live in Santo Domingo, the provincial capital of Santo Domingo de los Tsáchilas, one of the provinces in Ecuador that recently has experienced high and sustained growth. The most appealing aspect of the city is its delicious fruits, and it has many tourists destinations to visit. It also relies considerably on commerce, since it has turned into an important commercial center connecting the mountain and coastal regions of the country. There are a number of tourist activities for travelers near and far alike thanks to its warm climate. Cristina owns a store where she sells casual clothes, gifts for all occasions, cosmetics and other items. She undertook this idea two years ago despite a lack of capital, and little by little she reinvested her profits into the business. She has acquired the necessary experience to be a good small-businesswoman. Now she is requesting the loan with the goal of expanding her merchandise to draw in demand from the surrounding areas. This young dreamer's goal is to give her son the education she was not able to have, and she hopes one day she will see him become a professional. Cristina is very grateful for Kiva partner Fundación Alternativa for opening the doors to her personal and professional growth.
View original language description ↓
Cristina tiene 26 años, cursó la instrucción primaria y es madre soltera, tienen un hijo pequeño a quien a pesar de sus escasos recursos económicos ha logrado sacar adelante, no le ha faltado ropa ni techo ni alimento pero todo gracias a su espíritu emprendedor. Esta pequeña familia conformada por madre e hijo viven en Santo Domingo la capital de la Provincia de Santo Domingo de los Tsáchilas, una provincia de Ecuador que en los últimos años ha tenido un alto crecimiento sostenido. Su capital es una ciudad en donde lo más atractivo y llamativo son sus deliciosas frutas, y muchos lugares turísticos por visitar. También cuenta con un comercio considerable ya que se ha convertido en un puerto terrestre de intercambio comercial entre las regiones Sierra y Costa del país. Además cuenta con varios atractivos turísticos que acompañados de su clima cálido son muy concurridos por turistas nacionales y extranjeros.
Cristina es propietaria de un bazar donde ofrece ropa casual, regalos para toda ocasión, cosméticos, etc. Emprendió con esta idea desde hace 2 años a pesar de la falta de capital, poco a poco y reinvirtiendo sus ganancias en este negocio, ha adquirido la suficiente experiencia para ser una buena administradora de su microempresa. Ahora requiere un crédito con el objetivo de incrementar la mercadería que ofrece a sus clientes y así atraer demanda de todos los lugares aledaños. Esta joven soñadora, anhela darle a su hijo la educación que ella no tuvo la oportunidad de terminar y espera un día verlo convertido en un profesional. Está muy agradecida con Fundación Alternativa por abrir las puertas para su crecimiento laboral y personal.

Additional Information

About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.

About Ecuador

  • $10,200
    Average annual income
  • 59
    View loans »
    Ecuador Loans Fundraising
  • $23,522,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Cristina Elizabeth to stock up on a variety of merchandise.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 29, 2012
Listed
Oct 31, 2012
Currency Exchange Loss:
N/A
Ended:
Aug 17, 2013