Check out some available loans that are similar to this one!
Gladys

Update on Gladys

Gladys is a 39-year-old parent. She lives with her husband and their three children in their own house, which has electricity only, and is located in the Tambogrande district, which is part of the Lambayeque department. This area is noted for its farming, livestock-raising, and handicrafts.

For several years, Gladys has sold groceries: products used daily such as milk, rice, cooking oil, sugar, toilet paper, tuna, eggs, etc. She has set up her business in the market in the area where she lives. With the earnings from the sale of her products, she tries to cover all her expenses and improve her standard of living.

She also raises and sells goats, which she sells in the local markets, once they reach their optimal growth. She has had loans financed by Kiva previously, and has shown herself to be a client who is on time with her payments.

The loans have helped her a great deal, and her store is growing little by little. Now she is appealing to the generosity of the Kiva lenders, in order to apply for a loan of 2,500 nuevos soles, which she will use to expand her business by buying more merchandise. Her one dream is for her business to grow and have more products to offer customers, and enable her to cover her loan.

Gladys is a responsible, dedicated and hard-working person, who is concerned about helping her family get ahead in life.
View original language description ↓
Gladys es una madre de familia de 39 años de edad, vive con su esposo y sus 3 hijos en su casa propia, cuenta con sólo servicio de luz, ubicada en el distrito de Tambogrande que pertenece al departamento de Lambayeque. Esta zona se caracteriza por la actividad agrícola, ganadera y artesana.

Desde hace varios años Gladys se ha dedicado a la venta de abarrotes (productos que se utilizan diariamente como: leche, arroz, aceite, azúcar, papel higiénico, atún, huevos, etc), su negocio lo ha colocado en el mercado de la zona donde vive, con las ganancias por la venta de sus productos trata de cubrir todos sus gastos y mejorar su nivel de vida. También cría y vende ganado caprino (cabras),las cuales vende una vez que lleguen a su crecimiento óptimo en los mercados de la zona.

Ella ya ha tenido créditos financiados por Kiva anteriormente y ha demostrado ser una cliente puntual en sus pagos, los créditos le han ayudado mucho y su bodega está creciendo poco a poco. Actualmente recurre a la generosidad de los prestamistas de Kiva para solicitar un crédito de 2500 nuevos soles que utilizará para poder ampliar su negocio comprando más mercadería, con el único ideal de que su negocio crezca y tenga más productos para ofrecerles a sus clientes y para cubrir su préstamo. Gladys es una persona responsable, dedicada y trabajadora que se preocupa por sacar adelante a su familia.

Previous Loan Details

Gladys, 37, lives with her husband and three children in her own house, which only has electricity. It is located in the district of Tambogrande which belongs to the department of Lambayeque. This area is mainly involved in agriculture, livestock farming and crafts. For several years Gladys ... More from Gladys's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 98
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Gladys to expand her business by buying more merchandise.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 3, 2012
Listed
Oct 31, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 1, 2013