Her home is located in the city of Ica, which is characterized by its warm climate and for developing agriculture and livestock. In the evenings after arriving from work she likes to tell her child stories to help him sleep and then she really loves to read some books.
Due to her limited financial resources she could only study up until the fifth grade of secondary school but she would have liked to have a university degree.
Day-to-day, Sais works as a helper in a small store that sells watches. She works around nine hours a day and believes her work is going well for her because she is very nice with the clients and above all because she is responsible and very eager to get ahead.
Sais is very thankful to the Kiva lenders as, thanks to the help they have offered her, she can buy a stove for her home since currently she only has a Kerosene stove and a few months ago she almost had an accident. For that reason, with this improvement she will have a better quality of life and most importantly she can have better security. She will continue fighting to be able to make her biggest dream come true: "To provide her son a good education and to have her own business."
Día a día Sais trabaja como ayudante una pequeña tienda de venta de relojes, ella trabaja alrededor de 9 horas al día y cree que le va bien en su trabajo porque es muy amable con los clientes y sobre todo porque es responsable y con muchas ganas de salir adelante.
Sais esta muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar una cocina para su hogar ya que actualmente solo tiene una de Kerosene y hace algunos mese casi sufre un accidente, por ello con esta mejora tendrá una mejor calidad de vida y sobre todo podrá tener mayor seguridad, así ella seguirá luchando para poder hacer realidad su mas grande sueño:” Darle una buena educación a su hijo y tener un negocio propio”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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