Gs 3 De Mayo Group
Miriams has been working at this business activity for over 29 years. She says that she has good clientele because she sells clothes and shoes in an itinerant manner, which generates other income.
Miriams is requesting the loan to buy products like shoes, pants, blouses, household goods, plastics, popular medicine, shortening, rice, sugar, dairy products, chicken, sausages, and new clothes in order to meet her customers’ demand.
With the requested loan Miriams will have a better supply of products to meet her customers’ demand. This is because the Christmas season is approaching, and that is a high sales season. It will allow her to get better income to cover the family’s expenses and financial commitments.
One of Miriams’ dreams is to give her children an excellent education and a decent roof over their heads.
Petrona makes and sells ‘rosquillas’ [a ring-shaped pastry] and bread. She has 27 years of experience.
Luz sells basic grains. She has 12 years of experience running this business.
Ana sells clothes, shoes, household goods, and plastics. She has 12 years of experience.
Danli El Paraíso, Honduras - October 2012
Doña Miriams esta solicitando el crédito para la compra de productos como zapatos, pantalones, blusas, enseres, plásticos, medicina popular, manteca, arroz, azúcar, lácteos, pollo, embutidos y ropa nueva para satisfacer la demanda de sus clientes, con el crédito solicitado Doña Miriams, le contribuirá a tener una mejor existencia de productos para satisfacer la demanda de sus clientes ya que se aproxima la temporada de navidad y es alta en ventas lo que le permitirá obtener mejores ingresos para cubrir los gastos familiares y compromisos financieros.
Doña Miriams uno de sus sueños es darle una excelente educación a sus hijos y un techo digno donde podan vivir.
La Señora Petrona, se dedica a la venta y elaboración de rosquillas y pan cuenta con 27 años de experiencia.
La Señora Luz, se dedica a la venta de granos básicos, cuenta con 12 años de experiencia en el manejo del mismo.
Ana se dedica ala venta de ropa y calzado enseres plásticos y cuenta con una experiencia de 12 años.
Danli El Paraíso, Honduras - Octubre 2012
Prisma Honduras, S.A.This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid