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Victor Ramon
Victor, age 39, lives with his wife and two children in the Lima municipality of Cortes. Victor previously worked at a factory. Upon being left without employment, he decided to undertake his own business.

He buys corn tortillas wholesale at a tortilla business and resells them packaged for another price. This business generates good income for him. He sells in an itinerant manner. He uses a motorcycle as his means of transportation in order to distribute the tortillas door to door. He sells in the morning until midday and in the afternoon.

The loan he is requesting is for 10,000 lempiras. He will use it to buy more product to sell and expand his customer coverage. His goal is to make his business grow, to improve his income, and to improve his family’s quality of life.
View original language description ↓
Víctor tiene 39 años de edad, vive en el municipio de la Lima, Cortes junto a su esposa y sus dos hijos. Anteriormente Víctor trabajaba en una maquila y al quedar sin empleo decidió emprender su propio negocio. El compra tortillas de maíz al por mayor en una tortillería y las revende a otro precio ya embolsado, este negocio le genera buenas ganancias. Las ventas las realiza de manera ambulante utilizando una Motocicleta como medio de transporte para distribuir de casa en casa las tortillas. Vende por la mañana al medio día y en la tarde. El préstamo que solicita es por 10,000 Lempiras y es para comprar más producto para vender y ampliar la cobertura de clientes. Su meta es hacer crecer el negocio, mejorar los ingresos y mejorar la calidad de vida de su familia.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 82
    View loans »
    Honduras Loans Fundraising
  • $8,803,075
    Funds lent in using Kiva
  • 19.7
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Victor Ramon to buy corn tortillas wholesale to resell.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 24, 2012
Listed
Oct 29, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 19, 2013