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Jose Antonio
José lives in the city of Manta province of Manabí. He is a single father and has one son who attends a public high school in the area. Everything began when his ex-partner left him and his child. That was when he had to forge ahead being both mother and father to his son. Seven years ago he began with the business of selling cosmetics by catalog. His way of working is to travel to various parts of the city offering the products to friends and acquaintances. For the time being José is not having any problems with crime and hopes to continue in the same way.

With the loan he plans to purchase beauty supplies such as lipstick, eye shadow, perfumes, creams etc. His biggest dream is to get his house fixed up and that his business would grow in order to provide a better life for his son.
View original language description ↓

José vive en la ciudad de Manta provincia de Manabí. Es padre soltero tiene 1 hijo que asiste a un colegio publico de sector. Todo empezó cuando su ex pareja los abandono a Él y a su hijo y fue entonces que tuvo que salir adelante siendo madre y padre para su hijo. Hace 7 años empezó con el negocio de venta de productos de cosméticos por catálogos. La forma de trabajo es recorrer diversos lugares de la ciudad ofertando los productos entre amigos y conocidos. José por el momento no ha tenido ningún inconveniente en cuanto a la delincuencia y espera poder continuar de esta manera. Con el crédito piensa comprar artículos de belleza como labiales, sombras, perfumes, cremas etc. Su sueño más grande es arreglar su casa y que su negocio crezca para poderle dar una mejor vida a su hijo

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 94
    View loans »
    Ecuador Loans Fundraising
  • $25,057,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,575 helped Jose Antonio to purchase lipstick, eye shadow, perfumes and creams.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 3, 2012
Nov 5, 2012
Currency Exchange Loss:
Dec 5, 2012