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Abejitas Trabajadoras Group
In this Group: Cristina, Elizabeth, Rosa*, Mariana, Jorge, Maria De Jesus, Adriana De Jesus, Teresa, Georgina, Nubia, Maria Del Carmen, Jaime
* not pictured

Update on Abejitas Trabajadoras Group

Cristina, 35, is part of a group called “Abejitas Trabajadoras” (Little Worker Bees). She comments that they named their group thus because they feel bees are very intelligent, hardworking little animals and that’s why they chose that name for their group.

She’s married to Edgar who is a carpenter and they have three children who she says are her joy and the reason to move forward. She relates that she has a business manufacturing furniture like bedroom sets, tables, chairs, dining room sets, chests of drawers, armoires and many other things she makes and sells. She relates that her husband taught her how to cut, sand and paint the wood and to sell them in a locale they have alongside a highway. She says that she’s had the business about 8 years and thanks to it she and her family have been able to get ahead.

She says that the wood she uses to make the furniture is delivered to her workshop and the wood she uses the most is pine and conglomerate (pressed sawdust). She says that she and her husband sell the furniture in a locale and sometimes she goes out to sell it in communities adjacent to her town on credit so that customers can afford to make the payments.

She says that she’s asking Vision Fund for a loan to buy varnish they apply to the furniture which is what they most need right now because she currently has several pieces of furniture still unvarnished for lack of capital because sometimes her customers don’t follow through with their payments and she does not have the wherewithal to buy supplies.

Cristina’s goal is to make her business grow. She says that she’d like her business to grow so that when she’s no longer here she can leave her children a stable business.

The other eleven group members are called Elizabeth, Rosa, Mariana, Jorge, María de Jesús, Adriana de Jesús, Teresa, Georgina, Nubia, María del Carmen and Jaime. They will use their loans to stock up on fast-food ingredients, to buy supplies like thread, needles and cross-stitch fabric to make artisanal clothing, to buy raw materials to make bread, to buy paper balloons in various designs for parties, to buy gift bags to decorate gifts to sell, to buy ingredients to make tamales and atole [drink made of corn flour] and to stock up on clothes for women and men to sell.
View original language description ↓
Cristina tiene 35 años de edad y es parte del grupo llamado Abejitas Trabajadoras, comenta que a su grupo le pusieron ese nombre porque las abejas se le hacen animalitos muy inteligentes y trabajadores y es por eso que le pusieron así a su grupo. Ella está casada con el señor Edgar el cual es carpintero y tienen 3 niños los cuales dice que son su adoración y su motor para salir adelante. Platica que ella tiene un negocio de elaboración de muebles como recamaras, mesas, sillas, comedores, cajoneras, roperos y muchas más creaciones que realiza y vende, platica que su esposo fue el que le ha enseñado a como cortar la madera, lijarlos, pintarlos, y venderlos en un local que tiene cerca a una carretera, dice que tiene con este negocio aproximadamente más de 8 años y que su negocio ha podido ayudarla a salir adelante ella y su familia. Dice que la madera con la que hace los muebles se la llevan hasta su taller y que la que mas maneja es la madera de pino y aglomerado (aserrín compactado), dice que ella y su esposo venden los muebles en un local y abeces sale a venderlos a comunidades aledañas a su población en pagos para que no se les haga pesado pagar a los clientes. Dice que está pidiendo un crédito a Visión Fund para la compra de material que es el barniz que le ponen a los muebles que es lo que más le hace falta ahorita ya que ahorita tiene varios muebles sin barnizar por falta de capital ya que abeces los clientes le quedan mal en los pagos y no tiene para la compra de material. La meta que tiene doña Cristina es poder hacer crecer su negocio ella dice “me gustaría que mi negocio creciera para que el día que yo falte dejarles un negocio estable a mis hijos”. Los otros once integrantes del grupo se llaman Elizabeth, Rosa, Mariana, Jorge, María de Jesús, Adriana de Jesús, Teresa, Georgina, Nubia, María del Carmen y Jaime ellos invertirán sus créditos en surtir insumos para elaborar antojitos mexicanos, en la compra de material como hilos, agujas, cuadrille, para elaborar prendas artesanales, en la compra de materia prima para elaborar pan, en la compra de globos papel de diferentes diseños para fiestas, bolsas de regalo para adornar regalos y venderlos, en la compra de insumos para elaborar tamales y atoles y para surtir ropa para dama y caballeros para su venta.

Previous Loan Details

Elizabeth is a very hard-working woman who does her household chores very responsibly. She has two young children: an 8 year-old boy who is in elementary school and a 6 year-old girl who will start elementary school soon. Elizabeth's business is selling juice and smoothies outside a school. ... More from Abejitas Trabajadoras Group's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 1
    View loans »
    Mexico Loans Fundraising
  • $17,777,925
    Funds lent in using Kiva
  • 13.0
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Abejitas Trabajadoras Group's $6,000 loan helped a member to buy varnish for the furniture she sells.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 8, 2012
Listed
Oct 29, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 19, 2013