Álvaro, 28, is married and has a one-year-old daughter. His wife’s a housewife. Álvaro started his hauling and delivery business when he was unable to secure employment. The vehicle was his father’s; he’d bought it years ago. Álvaro heads out to work Monday through Saturday at 6 in the morning and works until 10 at night. He works alone and his greatest worry is when his vehicle is breaks down. He wants to use the loan to buy tires, repair the vehicle, etc. His goal is to open a vehicle spare parts store.
Álvaro tiene 28 años de edad está casado tiene 1 hija de 1 año de edad. Su esposa es ama de casa. Álvaro empezó con su negocio al no encontar trabajo realizando fletes. El carro era de su padre quien se lo habia comprado hace años. Álvaro sale a trabajar de lunes a sábado desde las 6 de la mañana hasta las 10 de la noche. El trabajo lo hace solo y su mayor preocupación es cuando su vehículo se le daña. Con el préstamo quiere comprar llantas y arreglar su carro etc. Su meta es ponerse un comercial de venta de repuesto de carros.
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.