Flor De Pera Group
This loan will benefit small micro-entrepreneurs, such as Sra. Florentina, who is a member of the group. She says that this is her second loan cycle since joining Pro Mujer. Florentina says that she received an invitation from a promoter from the organization who visited her house. At the moment, she has a business that involves producing and selling fruit. She says that she has been in this line of work for 35 years and started out with a small plot of land. Florentina learned her trade from her parents.
The loan she is receiving now will be used as operating capital for purchasing seeds. She will buy the seeds at the fairs in the city of El Alto. After her harvest, she will sell her products at the fairs. Working in this manner enables her to support her household. Florentina is married and has two children.
When asked what she likes about Pro Mujer, Florentina says that she enjoys the savings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Florentina es integrante, ella indica que es el segundo ciclo que integra Pro Mujer, ingresando por invitación de una promotora que trabaja en la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio producción y venta de frutas; cuenta que este negocio lo ejerce hace 35 años, iniciando con un pequeño terreno aprendiendo este de sus padres.
El crédito que ahora sacará es para el aumento de capital (compra de semillas) que adquirirá de las ferias de la ciudad de El Alto y posteriormente a la cosecha lo comercializará en las ferias. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella está casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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