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As a nursing assistant, Azucena watches over the health of the town. She has provided this service to the community for 38 years. She is an important person there. She is single and has one grandson whose education she supports.

She currently has an immediate need to do construction on a porch, a kiosk, and repair them. In order to do this, she has requested a loan from Ceprodel. She will use it to purchase foundation stones, tiles, 1/2 expanded mesh, grout, a bag of porcelain, metal sheeting, and pay for laborers. In this way, she will improve her living conditions and way of life.
View original language description ↓
la señora Azucena vela por la salud de la población ya que su profesión es auxiliar de enfermería brinda ese servicio a la comunidad desde hace 38 años, es una persona importante en el medio, es soltera con 1 nieto al que apoya en su formación académica, actualmente tiene una necesidad inmediata como es la construcción de un porche, quiosco y reparación de la misma.
por eso solicita a ceprodel un financiamiento para solventar tal situación, ya que lo utilizara para la compra de angulares, cerámica, malla expandida de ½, bonder sur `plus, bolsa de porcelana, zinc y mano de obra, de esa manera mejorar las condiciones y nivel de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Azucena to purchase foundation stones, tiles, 1/2 expanded mesh, grout, a bag of porcelain, cement, metal sheeting, and pay for laborers.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Sep 29, 2012
Oct 29, 2012
Currency Exchange Loss:
Mar 17, 2014