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Update on Haydee

Haydee continues in the “Los Solidarios” communal bank and working as a teacher in a school. Her work day goes from 8am until 6pm and she supports her family by means of this job. Her dream has always been to improve her skills as a teacher. She requests the loan to do some home improvements. She will buy paint and bathroom accessories. She’s happy with the loan and commits to make her installment payments.
View original language description ↓
Haydee continúa en el banco comunal “Los Solidarios” y trabaja como docente en un colegio. Su jornal laboral empieza desde las 8:00 a.m. hasta las 6:00 p.m. Por medio de este trabajo la socia sacar adelante a su familia. Su sueño ha sido siempre mejorar sus conocimientos como docente. Solicita el crédito para hacer mantenimiento de la casa por lo tanto va comprar pintura y accesorios de baño. Está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Previous Loan Details

This member belongs to the communal bank "Los Solidarios" (In Solidarity). The bank is located in the Urubamba district, in the province of Urubamba and the department of Cuzco. She is a high school teacher, and works from 8:00 am to 6:00 pm. She wants to get ahead through her work. Her dream ... More from Haydee's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 146
    View loans »
    Peru Loans Fundraising
  • $60,164,250
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Haydee to buy paint and bathroom accessories.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 22, 2012
Nov 5, 2012
Currency Exchange Loss:
Mar 15, 2013