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Rudina is thirty-eight years old and married. She is a Roma mother of two (an ethnic group) and lives within her community in the suburbs of a major city. This is Rudina’s first application for a loan. She wants to use it to buy used items such as clothes, shoes, home appliances and kitchen ware to resell.

Buying and selling used items has been her activity for the past twelve years and it has proved to be profitable, according to Rudina. She doesn’t sell only in the city’s market; she also sells in the villages around as well.

The loan she is asking for from both institutions, VisionFund Albania and Kiva, is 100,000 Albanian Lek.

Additional Information

More information about this loan

Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 27
    View loans »
    Albania Loans Fundraising
  • $2,882,325
    Funds lent in using Kiva
  • 108.0
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Rudina to buy used items to resell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 12, 2012
Oct 31, 2012
Currency Exchange Loss:
Mar 17, 2014