Joseph is a 40-year-old married man with three children living in Fort Portal, Uganda. He has been running a bridal shop business for three years and has banana and flower gardens as another source of income. With the profits, he has been able to promptly provide basics to his family and expand the business. His major challenge is the seasonal nature of the business. His business desire is to diversify and trade in other types of clothes and expand his flower business, which has also proven to be very lucrative.Joseph is requesting a loan to buy bridal clothes to sell.