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Flutura is a 34-year-old Roma and is a married mother of four, with the youngest child just two years old. She and her family live in the outskirts of a major city in central Albania and their living conditions have been unacceptable. About five years ago she even started selling used items in the hope of saving some money to build a better place, and indeed, she managed to offer the basics to her children and save some money.

Now, the house she started to build is not finished yet because there is not enough money. This is the reason why Flutura is asking for a loan to buy and install windows: so they can be installed before the cold mid-November starts.

Flutura is seeking some understanding from Kiva's lenders in this regard and she hopes that she will get the financial support that she is seeking for from them.

Additional Information

More information about this loan

Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Albania

  • $10,700
    Average annual income
  • 21
    View loans »
    Albania Loans Fundraising
  • $2,743,525
    Funds lent in using Kiva
  • 108.0
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Flutura to buy and install new windows in her house.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 26, 2012
Oct 30, 2012
Currency Exchange Loss:
Oct 17, 2013