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Aems is 41 years old and lives in the town of Arua Hill in the Arua region of Uganda. He is married and has six children with two of them currently in school. For the past five years, Aems has been working hard to manage his clothes shop, where he sells clothes and shoes.

To help expand his business, Aems has requested a loan of 3,000,000 Ugandan Shillings from BRAC Uganda. The loan will be used to buy more clothes and shoes that will increase his capital, and help Aems generate greater profits and expand his business. Aems hopes that in the future he will be able to be self-employed.

Aems is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Aems who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 197
    View loans »
    Uganda Loans Fundraising
  • $31,415,275
    Funds lent in using Kiva
  • 2,592.7
    Uganda Shillings (UGX) = $1 USD