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This is Sandy, 35, a resident of Silang, Cavite, Philippines. He is married to Jane, a housewife, and is a father to his children. He, together with his wife, manages his own business to be able to sustain their everyday expenses.

Sandy operates a tailoring business. He mainly offers uniforms and shirts. He also does repairs and alterations. His regular customers are his neighbors and the local community. He earns a minimum of 200 Php (Philippines pesos) in sales every day.

To help him continue operations of his business, he is requesting a Php 15,000 loan. He will be utilizing the loan to buy more quantities of raw materials like fabric, thread and newspapers for patterns. He expects a boost in his business income as he expands his business.

Sandy dreams to be able to give his children a good and high quality education through all his hard work on his business. He faithfully meets up with his co-fellowship members to share stories of his work every week.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 743
    View loans »
    Philippines Loans Fundraising
  • $63,295,350
    Funds lent in using Kiva
  • 41.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Sandy to pay for raw materials like thread, fabric and other things needed in his tailoring business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 19, 2012
Oct 30, 2012
Currency Exchange Loss:
May 17, 2013