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Francine
Francine is 27 years old and is married. She has two children between 2 and 5 years old. Her business is well organized, and she sells shoes. She has five years in this business and she works from 7 a.m to 6 p.m every day except on Sunday.

Francine has requested a loan from Kiva lenders through Vision Finance Company in order to buy more shoes for resale. With the profit from this loan, she will be able to reinvest in her business and she will be able to renovate her house.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 85
    View loans »
    Rwanda Loans Fundraising
  • $12,777,600
    Funds lent in using Kiva
  • 626.6
    Rwanda Francs (RWF) = $1 USD