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Julius is a 42 year old carpenter. He is married to Sarah, a mixed crop farmer, and they are blessed with 3 children. Julius has been in the carpentry business, with a secondary motorcycle transport business, for the past eleven years, and earns a monthly income of KES 20,000. He is applying for his first loan from KADET LTD after being introduced to the organization by an existing KADET customer. Julius will use most of the money to buy more carpentry materials like timber and saws, and KES 5,000 will go toward fertilizer and seedlings for the farm. With the anticipated profit from the business he will start dairy farming. His hopes and dreams are to educate his children, buy a piece of land, and build rental houses.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

About Kenya

  • $1,800
    Average annual income
  • 847
    View loans »
    Kenya Loans Fundraising
  • $42,925,925
    Funds lent in using Kiva
  • 85.0
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Julius to buy more carpentry materials like timber and saws, as well as fertilizer and seedlings for the farm.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 19, 2012
Oct 30, 2012
Currency Exchange Loss:
May 18, 2013