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People try to succeed; it does not matter when they do it because what matters is to get ahead in life and to build a more prosperous future. This is the case of this young woman. She is very skilled, honest, enterprising and very positive-minded. She lives together with her family, which is her inspiration. She wants to offer them a better life, away from the crime surrounding them.

She has had a small store for some time now, where she sells different clothes for women, men and children, such as shirts, blouses, dresses and pants. She opens her store everyday and is well-known among local people, thanks to her good service and the quality and good prices of the products she sells.

She would like to buy more merchandise but lacks the capital needed. This is why she is requesting a loan in order to buy clothes in bulk. She has good references and can proudly say that she has never let anyone down. She appreciates in advance all the support she might get and truly believes that from now on she will be able to provide her family with the quality of life they so much deserve.
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Siempre las personas buscan superarse, no importa el momento en que lo hagan porque el motivo es salir adelante y construir un futuro mas próspero, es el caso de esta joven mujer, ella tiene grandes habilidades, es honesta, emprendedora y muy positiva, vive con su grupo familiar el cual es su principal fuente de inspiración, quiere ofrecerles una vida mejor alejada de la delincuencia que le rodea. Desde hace tiempo tiene un pequeño puesto donde vende ropa en variedad para damas, caballeros y niños como camisas, blusas, vestidos, pantalones entre otros, comercia todos los días y es muy conocida por las personas de la zona y gracias a su manera de atenderlos la prefieren además de la calidad de producto y los buenos precios. Desea comprar mayor cantidad de mercadería, pero no posee el capital suficiente para hacerlo, es por eso que solicita un crédito para la compra de ropa por mayor. La joven posee buenas referencias de pago y cuenta con la satisfacción de que nunca le ha quedado mal a nadie. Agradece desde ya el apoyo que le brindan y tiene fe en Dios que de ahora en adelante podrá darle a su familia la calidad de vida que tanto se merecen.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 720
    View loans »
    El Salvador Loans Fundraising
  • $27,126,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped this borrower to buy clothes in bulk, such as shirts, blouses, dresses and pants.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 23, 2012
Oct 30, 2012
Currency Exchange Loss:
Jan 25, 2014