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Anonymous
Improving herself is one of the most important dreams for this woman who lives together with her family. She wants a new start and to get rid of all contact with the social violence that has invaded the place where she lives, thus protecting the members of her family. She also hopes to get out of poverty using the best of her abilities. It is one of the biggest decisions she has ever made, and she is very proud of it.

She sells food including meat, rice, soups, salads, and dairy products, among others. She sells groceries for the whole area where she lives and has a lot of customers that like her for the quality of her goods, the accessible price, and above all, the excellent service. She is an active, enterprising woman who is dedicated to her work; she has a lot of goals that she would like to achieve. She is working hard to achieve a more prosperous future.

She is very pleased with her business. In the last few weeks, demand has increased, so she wants to make a new investment. She is requesting a loan to purchase meats, basic grains, vegetables, and drinks in order to help her business grow. She’s very excited about the support. She has good payment references and is very responsible, so she assures that she will be able to pay back the loan. At the same time, she is sure that she will bring financial stability to her home.
View original language description ↓
El deseo de superarse es uno de los sueños mas importantes de esta mujer que vive junto a su grupo familiar, quiere tener un nuevo comienzo y evitar así cualquier contacto con la violencia social que tiene invadido en lugar donde reside, protegiendo así a los miembros de su familia, además desea salir de la pobreza dando lo mejor de sus capacidades, es una de las mejores decisiones que ha tomado y se siente orgullosa de eso, se dedica a la venta de comida carnes, arroz, sopas, ensaladas, lácteos entre otros, comercia para toda la localidad donde vive y ya tiene mucha clientela que la prefiere por la calidad del producto, por los precios accesibles y sobre todo por el servicio excelente, es una mujer activa, emprendedora, dedicada a su labor, y con muchas metas que desea lograr, esta trabajando duro por alcanzar un futuro mas próspero, se siente muy contenta con el negocio, en las últimas semanas aumento la demanda por lo que quiere realizar una nueva inversión, por eso solicita un crédito que le permita comprar: carnes, granos básicos, verduras, bebidas a fin de hacer crecer su negocio. Esta muy entusiasmada con el apoyo y ya que tiene buenas referencias de pago y es muy responsable, asegura que podrá saldar la deuda y a la vez confía que llevará a su hogar seguridad económica.

Additional Information

More information about this loan


This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   


Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.


About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 694
    View loans »
    El Salvador Loans Fundraising
  • $24,309,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped this borrower purchase meat, basic grains, vegetables, and drinks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 15, 2012
Listed
Oct 30, 2012
Currency Exchange Loss:
N/A
Ended:
Feb 21, 2014