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Pedro, age 44, lives with his life partner and their children. He grows corn and beans, as well as coffee and oranges. Pedro has worked as a farmer for several years and has gained valuable experience that has allowed him to achieve better harvests. The land that he cultivates is located in an area that experiences high levels of agricultural activity and is located near his home. Pedro sells his crops in all of the areas surrounding his community. He has gained many customers who prefer to do business with him because everything he sells is of first-rate quality. In addition, he offers affordable prices and good service.

Pedro is an active man who is devoted to his work and eager to get ahead. He is always looking for opportunities that will help him become successful. Pedro believes that working hard and being persistent will keep him on track. During the most recent harvests, Pedro experienced many problems, resulting in losses that he hopes to recover. He wants to make a new investment that will increase production, so Pedro is requesting a loan from Apoyo Integral in order to buy corn, bean, and coffee seeds. He will also buy compost, insecticides, tools, and other supplies. Pedro has good credit references who vouch for his ability to repay this debt so that he can achieve financial security for his household.

View original language description ↓
Pedro de cuarenta y cuatro años de edad vive junto a su compañera de vida y sus hijos, él se dedica al cultivo de maíz y frijol y adicional a esto café y naranjo, tiene varios años de trabajar en la agricultura y ha ganado experiencia valiosa que le permite obtener las mejores cosechas, el terreno donde siembra esta ubicado en una zona de alta incidencia agrícola y muy cercano a su vivienda, comercia en todos los alrededores de la comunidad y se ha hecho de mucha clientela que la prefiere porque todo lo que vende es de primera calidad, a precios accesibles y con un buen servicio; Pedro es un hombre activo, entregado a su labor y con muchas ganas de salir adelante, siempre esta buscando oportunidades que le permitan alcanzar el éxito, piensa trabajar con esfuerzo y constancia para no rendirse en el camino; en las ultimas cosechas tuvo muchos problemas y perdidas y desea recuperarse, hará una nueva inversión que le permita aumentar la producción por eso le solicita a INTEGRAL un crédito que le permita comprar semilla de maíz, frijol, café, abono, insecticida, herramientas, etc. Pedro tiene buenas referencias de pago asegura que podrá saldar la deuda y a la vez tiene esperanza que llevara a su hogar seguridad económica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 720
    View loans »
    El Salvador Loans Fundraising
  • $27,126,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Pedro to buy seeds (corn, bean, and coffee), compost, insecticides, tools, and other supplies.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Oct 13, 2012
Oct 28, 2012
Currency Exchange Loss:
Apr 18, 2013