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Maria Isabel
María lives in her own house with her family, made up of her life partner and her children. She makes a living in agriculture, mainly growing corn. She does this job along with her husband and this way they support their household.

She's an incredible woman known for being hardworking, charismatic, and responsible. She has made a living in agriculture for a long time, so she's very familiar with how to do this job. She does it every year, selling part of her harvest and leaving the rest for home consumption. This way she's getting her family ahead little by little and providing them with basic food. She and her family live in very humble conditions. This makes her work harder to continue striving for a different future.

This is why she's asking Integral for a loan to buy seeds to plant, fertilizer, insecticide, and other agricultural supplies. She also wants to buy a cow and benefit from selling the milk at a good price.

This is how she earns a living and supports her household every day. She hopes that this year's harvest is good and that she manages to realize her dream.
View original language description ↓
María, habita en casa de su propiedad junto con su grupo familiar el cual está integrado por su compañero de vida y sus hijos. Ella se dedica a la agricultura, principalmente a la siembra de maíz. Esta actividad la realiza junto a su esposo y es así como logran llevar el pan de cada día a su hogar. Es una mujer increíble ya que se caracteriza por ser muy trabajadora, carismática y responsable. Tiene mucho tiempo de dedicarse a la agricultura por lo que conoce muy bien la manera de hacer esta actividad. Cada año la realiza, vende una parte de su cosecha y la otra la deja para consumo. Es así como poco a poco va saliendo adelante y dando a su familia el alimento básico. Vive en condiciones muy humildes junto con su familia, esto la hace tomar mas fuerzas para seguir luchando por un futuro diferente. Es por eso que solicita a INTEGRAL un crédito para invertir en los insumos agrícolas como semillas para cosechar, abonos, insecticidas y otros. Además desea comprar una vaca y sacarle provecho a la venta que de leche realice, a buen precio. Es así como se gana la vida y lleva el pan de cada día a su hogar. Espera que este año la cosecha sea favorable y logre cumplir su sueño.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 721
    View loans »
    El Salvador Loans Fundraising
  • $26,095,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Maria Isabel to buy agricultural supplies and a cow.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Oct 5, 2012
Oct 29, 2012
Currency Exchange Loss:
Apr 18, 2013