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Harriet
Harriet is 37 years old and lives in the town of Pakwach in the Arua region of Uganda. She is married and has three children, two of whom are currently in school.



For the past three years, Harriet has been working hard to manage her small retail shop, where she rents out space to sell household items. To help expand her business, Harriet has requested a loan in the amount of 2,000,000 UGX from BRAC Uganda. The loan proceeds would be used to buy more household items for re-sale purposes. By increasing her inventory, Harriet expects the loan proceeds to help her generate greater profits and pay her children's education fees. In the future, Harriet hopes to be able to continue to increase inventory in her store.



Harriet is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Harriet who do not have enough collateral for commercial loans but who have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,500
    Average annual income
  • 220
    View loans »
    Uganda Loans Fundraising
  • $29,115,450
    Funds lent in using Kiva
  • 2,585.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Harriet to expand her business operations by purchasing additional household items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 18, 2012
Listed
Oct 30, 2012
Currency Exchange Loss:
Possible
Ended:
Nov 23, 2013