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Daniel

Update on Daniel

Daniel is 21 years old, and he has been living together with Clementina for 5 years. They both finished primary school. They have 2 young daughters. They live in Colomi, in the Palta Loma community, toward the north side of Escuelita. Daniel and his partner are a humble, low income family. They are farmers. During the year their income is seasonal, selling potatoes, oca, and papaliza [tubers similar to potatoes]. They plant on land they inherited from their parents, 1.5 hectares; they also have 2 milk cows and 2 cattle for fattening; this is how they make a living. Daniel and his wife came to consult about a loan they needed to build a house, because the house they live in is in bad shape and they need an improvement. They want a better house so they can be more secure, and they also mention that they would like to get married.
View original language description ↓
El señor Daniel de 21 años de edad conviviente con la señora Clementina hace 5 años atrás, ambos con una instrucción de nivel primario, tienen 2 hijas pequeños, viven en Colomi Comunidad Palta Loma hacia el norte lado Escuelita.Don Daniel y su conviviente son una familia humilde de bajos recursos económicos se dedican a la actividad agrícola durante el año sus ingresos son estacionales por la venta de papa, oca y papaliza sembrando en terreno herencia de sus padres de 1,5 has, como también cuentan con cabezas de ganado vacuno 2 lecheras más 2 de engorde de esta manera ellos viven; El señor Daniel y su esposa pasaron a consultar un crédito que necesitaban para hacer construir una vivienda ya que su ambiente que viven es de malas condiciones ellos necesitan mejorar. Ello quiere una casita mejor para estar mas seguros además ellos mencionan que quieren formar una familia.

Previous Loan Details

Daniel P. Q. is 19 years old. He lives together with Clementina Zambrana Montaño, and they have a little 9-month-old child. They live in Colomi, in the Palta Loma community toward the north. Daniel P. works in agriculture, growing potatoes, oca (yams) and papa lisa (ulluco) each year. He takes… More from Daniel's previous loan »

Additional Information

About CIDRE

CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $2,817
    Average annual income
  • 110
    View loans »
    Bolivia Loans Fundraising
  • $28,248,925
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD
Expired
A loan of $1,300 helped Daniel to build his house.
Repayment Term
27 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Sep 27, 2012
Listed
Nov 4, 2012
Currency Exchange Loss:
Covered
Expired:
Dec 4, 2012