Kercita is the coordinator of her group "Le Modele de Dorneu". She is married and has five children. She lives in the northern region of Haiti where electricity is scarce and the water supply very limited.
Kercita has been running her own business, selling various products, for the past seven years. Before being involved in this type of business, she used to sell traditional crafts. She would like to use her loan to invest in such products as clothes, shoes, cosmetics etc. She hopes that this loan will help her to expand her business.
Other members of the group also need this loan to boost such businesses as charcoal sales, food product sales, cosmetic and shoe sales. According to Kercita, her main challenge is to become a major retailer.
Kercita est la coordonatrice de son groupe Le Modele de Dorneu. Elle est marie et elle a 5 enfants. Kercita habite dans la région de nord d’Haiti où de l’éléctricité est rare et de l’eau est très limité.
Kercita a dirigé son commerce de produits divers pendant les 7 dernières années. Avant de commencer ce commerce, Elle a vendu l'artisanat. Elle voudrait utiliser cet emprunt pour investir avec duit du Vetement, chaussures, cosmetiques, etc. Kercita espère que cet emprunt l’aidera à agrandir son business.
Des autres membres trinite ont besoin d’un emprunt pour tels commerces comme charbon, la nourritures, cosmetique et chaussures. Kercita dit que ses défis principal est de un grand commercant.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.