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Las Divinas Group
In this Group: Rosalinda, Maria Guadalupe, Dora Elia, Victoria
Dora Elia is 31 years old and is a native of a community called Macutzio, where her main occupation is cultivating vegetables and growing poinsettias. She is a member of the Las Divinas Communal Bank and says that they gave it that name because when they started the group a very popular serial started about some girls called Las Divinas and the group thought it sounded good and decided to name themselves that. Dora laughs a bit ashamed when she says the name of the group.

She says that she sells perfume for women and men, firming creams, scrubs, skin moisturizers, cosmetics, such as blush, powder and liquid makeup, nail polish and household items. She works for three companies and sells by catalog. She has had this business for seven years and enjoys the work because she meets many people from other communities and she can also take care of her home since she has three children and is married to Paulino, who farms vegetables.

Dora is requesting a loan in order to purchase items her customers have requested. She says she already has various things on order since right now she does not have the capital for supplies because she sells to her customers on credit. She notes that she buys her products from authorized distributors because they give her good prices. She also wants to sell quilts by catalog. She says, “I would also like to sell quilts so that I can provide a little more to my household and thus be able to buy my children what they need for their education. There are times when I cannot buy them supplies all at once. That is why I am so eager to buy them new clothes and shoes and not second hand items, as I am used to doing since at times I do not have enough,” she says, smiling timidly.

The other members of the group are Rosalinda, who will invest her loan in buying clothing for ladies and gentlemen, Maria Guadalupe who will invest in thread, frames, needles, and yarn to make blankets, napkins, cushions, etc. to sell and Victoria, who will invest in stocking up on quilts and different brands of shoes by catalog.
View original language description ↓
Dora Elia tiene 31 años de edad y es originaria de una localidad llamada Macutzio donde su principal actividad es el cultivo de hortalizas y cultivo de flor de noche buena, ella es parte del grupo Las Divinas y dice que le pusieron ese nombre por que cuando abrieron su grupo estaba de moda una novela donde salían unas chicas llamadas las divinas y para que su nombre del grupo sonara bien le decidieron poner ese nombre “Dora se ríe vergonzosamente cuando dice el nombre del grupo” platica que ella se dedica a la venta de perfumes para damas y caballeros, cremas reafirmantes, exfoliantes, hidratantes para la piel, cosméticos como rubores, maquillajes en polvo y liquido, pintura de uñas y artículos para el hogar ya que trabaja con 3 empresas que venden por catalogo, dice que tiene con su negocio desde hace siete años y que le gusta trabajar en lo que hace porque así a conocido a mucha gente de otras comunidades y también puede estar al pendiente de su casa ya que tiene 3 hijos y está casada con paulino el cual se dedica al cultivo de hortalizas. Comenta que esta pidiendo un crédito para la compra de los artículos que le piden sus clientes y dice que ya tiene varios en espera ya que ahorita no tiene capital para surtir ya que les vende a sus clientes por pagos. Dora dice que surte sus productos en distribuidores autorizados ya que le dan bajos costos de los que surte y también quisiera vender colchas por catalogo. Ella dice “me gustaría también vender las colchas para así poder aportar un poco más a mi hogar y asi poder comprarles a mis hijos lo que ocupen para su educación, hay veces que no se puede comprar todo a la vez es por eso que le estoy echando muchas ganas para poder comprarles ropa y zapatos nuevos y no se segunda mano como suelo comprarles ya que no me alcanza abeces y sonríe tímidamente”. Las otras tres integrantes del grupo se llaman Rosalinda la cual invertirá su crédito en la compra de ropa para damas y caballeros, María Guadalupe ella invertirá en surtir hilos, marquice, agujas, estambre para la elaboración de manteles, servilletas, almohadones etc. para su venta y Victoria que ella invertirá su crédito en surtir colchas y zapatos de diferentes marcas por catalogo.




Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 7
    View loans »
    Mexico Loans Fundraising
  • $17,540,000
    Funds lent in using Kiva
  • 13.0
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Divinas Group's $3,850 loan helped a member to purchase perfume, cosmetics, household items and quilts by catalog.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Oct 30, 2012
Listed
Oct 27, 2012
Currency Exchange Loss:
Possible
Ended:
May 17, 2013