Check out some available loans that are similar to this one!
El Esfuerzo Group
In this Group: Yolanda, Consuelo, Maria Clara*, Carolina, Maria Isabel, Rosalinda, Guadalupe*, Flor De Maria, Maria Isaura, Manuela, Aurelia, Carolina, Guillermina, Juan Carlos, Angelina
* not pictured
Guillermina is 43 years old and is originally from an area called Zitacuaro, an area full of history and traditions, very close to the sanctuary of the monarch butterflies and some of the principal national producers of poinsettias. She is part of the group, El Esfuerzo (The Effort), and she says that they gave the group this name because with much effort they are raising their families. She relates that more than 20 years ago she and her husband created their own business to raise their children and also to provide employment. She makes various articles of wood, such as balusters, wooden boxes for fruit, railings, handrails, etc. Guillermina says that she is applying for a loan to purchase brushes for different types of finishes, varnish and sandpaper to polish the wood, nails, and glue, and that she will buy her supplies in the city of Toluca in stores that specialize in wood. She also says that they take the wood to their house, where they make all their creations, and that now what their customers have been asking for most is boxes for avocados, and that since there are already a number of producers of this fruit, they have placed orders, and this is why they are asking for the loan, to stock a little more wood and begin to make them, because the customers are anxious to get them, and she hopes that with the loan that they are asking for they will have enough. Guillermina says "I hope that this request goes well for us to continue making more boxes in bulk. I hope to advance because now I have very substantial expenses with one of my 'kids' who is now in high school, and this is why I am working really hard to help my husband with the expenses, and this is why I am committed to the loan.

The other 14 people in the group are Yolanda, Consuelo, Maria Clara, Carolina, Maria Isabel, Rosalinda, Guadalupe, Flor de Maria, Maria Isaura, Manuela, Aurelia, Carolina, Juan Carlos, and Angelina. They will invest their loans in repairs for a taxi, to purchase basic ingredients to make churros, to buy fabric, thread, and needles to make clothing, to purchase ingredients to make Mexican snacks, to purchase cosmetics and sell them on installment plans, and to stock a grocery store.
View original language description ↓
Guillermina tiene 43 años de edad y es originaria de una población llamada Zitacuaro, un lugar lleno de historia y de tradiciones donde muy cerca se encuentra el santuario de la mariposa monarca y es unos de los principales productores a nivel nacional en cultivo de flores de noche buena. Ella es parte del grupo El Esfuerzo y dice que le pusieron ese nombre al grupo porque con mucho esfuerzo están sacando adelante a sus familias, platica que desde hace mas de 20 años ella y su esposo hicieron su propio negocio para sacar adelante a sus hijos y también dar empleo a personas, ella se dedica a la elaboración de varias piezas de madera como balaustres, cajas de madera para fruta, barandales, pasamanos, etc. Guillermina platica que está pidiendo un crédito para la compra de brocas para realizar diferentes tipos de acabados, barniz y lijas para pulir la maderas, clavos, pegamento y que comprara sus artículos en la ciudad de Toluca en tiendas especializadas de madera, también dice que la madera se la llevan hasta su casa donde hacen todas sus creaciones y que ahorita lo que más le han estado pidiendo es caja para aguacate y que ya van varios productores de este fruto le han hecho pedidos y eso por eso que están pidiendo el crédito para surtir un poco mas de madera y empezarlas hacer porque les urgen a los clientes y espera que con el crédito que está pidiendo le pueda alcanzar. Guillermina dice “espero y este pedido nos salga bien para seguir haciendo más caja por mayoreo, tengo la esperanza de salir adelante porque ahorita tengo gastos muy fuertes con uno de mis *chamacos* que se encuentra estudiando la preparatoria y es por eso que le estoy echando muchas ganas para ayudar a mi señor con los gastos es por eso que me estoy echando el compromiso del crédito”.
Las otras 14 personas se llaman Yolanda, Consuelo, María Clara, Carolina, María Isabel, Rosalinda, Guadalupe, Flor de María, María Isaura, Manuela, Aurelia, Carolina, Juan Carlos y Angelina ellos invertirán sus créditos en refacciones para un taxi, para la compra de materia prima para elaborar churros, la compra de tela, hilos, agujas para elaborar vestidos, para la compra de insumos para realizar antojitos mexicanos, para la compra de cosméticos y venderlos en pagos, para surtir tienda de abarrotes.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 8
    View loans »
    Mexico Loans Fundraising
  • $17,804,525
    Funds lent in using Kiva
  • 13.0
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Esfuerzo Group's $7,225 loan helped a member to buy wood, sandpaper, brushes, nails, etc.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 5, 2012
Listed
Oct 29, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 19, 2013