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Zully Verónica
The 15 de Diciembre communal bank meets every 15 days in the San Clemente resort in Portoviejo. This place is known for its beautiful beaches that are visited by many local and foreign tourists. It offers a diversity of beautiful places and a rich variety of dishes typical of the region.

This is where Zully, age 19, lives. She is single, and she lives in her parents’ house. She is studying business administration in the city of Bahía De Caraquez. She has been in the communal bank for three cycles. She likes it because, thanks to the loans, she started her business. This allows her to move forward with her education.

In addition to being a good student, she used one of the loans to start her own business at her house. She did this in order to get her own resources. She sells handicrafts that are typical of the coast like bracelets, necklaces, and other adornments made from materials from the sea. They are greatly admired by her customers because they are very pretty and economical at the same time. She buys these products from local artisans, and she then sells them at her place. She also sells her products at the place where she goes to school.

She will use this loan to buy all types of handicrafts.

Her dream is to finish her university studies and to be a great professional.
View original language description ↓
En el balneario de San Clemente en Portoviejo cada quince días se reúne el Banco Comunal 15 de Diciembre. Este lugar es conocido por sus hermosas playas que son visitadas por muchos turistas nacionales y extranjeros, ofrece diversidad de lugares hermosos y una rica variedad de platos típicos de la región.

En este lugar vive la señorita Zully, tiene 19 años de edad, es soltera y vive en casa de sus padres, ella estudia Administración De Empresas en la ciudad de Bahía De Caraquez. Lleva tres ciclos en el Banco Comunal y le gusta porque gracias a los créditos empezó su negocio y esto le permite sacar adelante sus estudios.

Ella además de ser una muy buena estudiante también se defdica al comercio para obtener sus propios recursos, con uno de los crédito puso un negocio en su casa, alli vende artesanía típicas de la costa como: pulseras, collares y otros adornos hechos con materiales del mar que son muy admirados por sus clientes ya que son muy bellas y económicos a la vez, ella compra estos productos a artesanos de la localidad y luego los vende en su local, también sus productos vende en el lugar donde estudia.

Este crédito lo va utilizar en comprar artesanías de todo tipo.

Su sueño es terminar su carrera universitaria y ser una gran profesional.


About Ecuador

  • $10,200
    Average annual income
  • 66
    View loans »
    Ecuador Loans Fundraising
  • $23,510,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Zully Verónica to buy handicrafts.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 4, 2012
Listed
Nov 4, 2012
Currency Exchange Loss:
N/A
Ended:
Jun 17, 2013