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Microempresarios Emprendedores Group
In this Group: Luis Alberto, Victoria Elena, Flora, Jose Antonio, Elery Javier, Maria F
Greetings! This is the group "Microempresarios Emprendedores" (Enterprising Micro-entrepreneurs). It is made up of six members who, as time goes by, have been improving their businesses with the goal of giving their families a better quality of life.

Flora is separated with five independent children. At 66 years of age, Flora has managed to achieve some of her goals, such as improving her home and helping her children with their education. She currently makes a living by selling papa rellena (deep-fried stuffed potatoes), Jell-O, and soft drinks. Her business is mobile and she has had it for more than three years. She is requesting this loan so she can invest in her business by buying sugar, gelatin, fruit, and oil. To set up a kiosk where she can sell her products is her greatest wish.

The group "Microempresarios Emprendedores" thanks the people who made this loan possible. Flora is the first from the right. She is wearing a black sweater and a white polo shirt.
View original language description ↓
Cordiales saludos!! Este es el grupo “Microempresarios Emprendedores” conformado por 06 socios que con el trascurso del tiempo han ido mejorando sus negocios, con la finalidad de brindarles una mejor calidad de vida a sus familias. Flora es separada con 05 hijos independientes. A sus 66 años Flora ha llegado a cumplir algunos de sus metas como mejorar su vivienda y apoyar a sus hijos en su educación. Actualmente se dedica a la venta de papa rellena, gelatinas y refrescos, la cual lo realiza ambulatoriamente, lleva en este negocio hace más de 03 años. Solicito el crédito para invertir en su negocio en la compra de azúcar, gelatinas, frutas y aceite. Poner un kiosco donde pueda ofrecer sus productos es su mayor deseo. El grupo “Microempresarios Emprendedores” agradece a las personas que hicieron posible este crédito. Flora es la primera del lado derecho viste chompa negra y polo blanco.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 179
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Microempresarios Emprendedores Group's $1,825 loan helped a member to buy sugar, gelatin, fruit, and oil.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 17, 2012
Nov 4, 2012
Currency Exchange Loss:
May 17, 2013