Update on Jose AnselmoJosé, 37, has a ten-year-old daughter and lives in a suburban neighborhood in San Pedro Sula with his wife and father-in-law. José used to work for a private security firm but three years ago decided to set up his own natural fruit juice beverage business. He sells from place to place around the city offering his products to customers in auto shops and gas stations among other businesses. The juices are from fruit like oranges, sugarcane and tamarind and he sells them in plastic bags and also in bottles. He also sells medicinal herbs like ‘quiebra piedra,’ [‘stone breaker’ - rainforest herb] ‘calaguala’ [a medicinal fern] and others. He states that the business is quite profitable and to date he’s been able to cover his family’s needs.
He’s asking for a second ODEF and KIVA loan for 4,400 Lempiras to buy supplies like oranges, sugar, plastic buckets and bags to make the juice drinks. He will also use part of the loan to buy cement to fix the floor at home that’s he’s been gradually improving. He continues with his plant to help her daughter with her schooling until she graduates and also to continue making home improvements.
Anteriormente José trabajaba en una empresa privada de seguridad y hace tres años decidió establecer su propio negocio de venta de Jugos naturales. La venta la realiza de forma ambulante en los alrededores de la ciudad ofreciendo su producto a clientes de talleres y gasolineras y otros negocios. los jugos son de frutas como de naranja, jugo de caña de azúcar, tamarindo y los vende en bolsa plástica y botellas. También vende hierbas medicinales como quiebra piedra, calaguala y otros. Manifiesta que este negocio es rentable y hasta el momento ha podido solventar las necesidades de su familia.
Esta solicitando un segundo préstamo a ODEF y a Kiva, y es por 4,400 lempiras para comprar insumos para la elaboración de los jugos como naranjas, azúcar, botes plásticos y bolsas para. Del préstamo va destinar una parte para comprar cemento y arreglar el piso de su casa que poco a poco la está mejorando. El continúa con su plan ayudando a su hija con los estudios hasta que se gradúe y seguir mejorando su vivienda.
Previous Loan DetailsJosé, age 36, is in a common-law marriage and has a ten year old daughter. He lives in a neighborhood in San Pedro Sula. José has a business selling juices. He sells in an itinerant manner in the outskirts of the city. He sells bottled fruit juices like orange and sugar cane. He also sells... More from Jose Anselmo's previous loan »
About Organización de Desarrollo Empresarial Femenino Financiera, S.A.This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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