One of her main goals is to improve her home since the roof is deteriorating and she needs to replace it. This is why she is applying for a loan with Ceprodel, she will use it to purchase zinc sheets, iron, rafters and pay for the labor. Carmen is happy to be able to obtain these things and in this way improve her home's level of comfort and be able to give a better quality of life to her children.
Uno de sus principales reto es mejorar su vivienda ya que el techo lo tiene deteriorado y necesita cambiarlo por ese motivo solicita a Ceprodel un préstamo con el que pueda comprar zinc, hierro 3/8, perlin, y también pagar la Mano de obra de los que le harán el trabajo.
Carmen se siente alegre del logro que obtendrá ya que de esta manera mejorara la comodidad de su hogar y les dara una mejor calidad de vida a sus hijos.
About CEPRODELThis loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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