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Las Amistosas Group
In this Group: Haydee, Lisbeth, Victor Manuel*, Livia, Felicitas, Juana, Braulia, Paulina*, Margarita, Jose
* not pictured
These members belong to the communal bank “Las Amistosas”, which is located in the Urcos district, Quispicanchis province, department of Cusco.

Mrs. Haydee, thirty-two, lives in a common-law marriage and has four children. She sells fruits, like apples, oranges, bananas and grapes. She sends fruits in bulk to places like Puerto Maldonado, and has been doing it for one year now. She had a bar before, but decided to change business because there was a lot of competition in that sector.

Her dream is to have an establishment where she can sell her fruits. She is requesting this loan in order to buy fruits in bulk, such as apples, oranges, bananas and grapes.

The rest of the bank’s members have different lines of work, such as selling food, stockbreeding, selling groceries and selling potato.

Mrs. Haydee thanks all those supporting her dream through Kiva and promises to pay the installments in time.
View original language description ↓
Los socios pertenecen al banco comunal “LAS AMISTOSAS”; Este banco se ubicada en el distrito de Urcos, perteneciente a la provincia de Quispicanchis y departamento de Cusco.

La socia es la Sra. Haydee ella es conviviente y tiene 32 años y tiene 4 hijos; La socia trabaja en su negocio de venta de frutas, la socia vende manzanas,naranjas,platanos y uvas, la socia envía la fruta al por mayor a lugares como Puerto Maldonado, la socia se dedica a este negocio 1 año anteriormente la socia se dedicaba al negocio de bar pero no le fue bien porque había mucha competencia en este negocio, el sueño de la socia es tener un local donde vender las frutas. La socia solicita el préstamo para comprar frutas como manzanas, naranjas, platanos y uvas al por mayor.
Los otros socios se dedican al negocio de venta de comida, negocio de crianza de animales, negocio de venta de tienda de abarrotes y negocio de venta de papa.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.


Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 96
    View loans »
    Peru Loans Fundraising
  • $57,954,100
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Amistosas Group's $4,925 loan helped a member to buy fruits in bulk, like apples, oranges, bananas and grapes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 1, 2012
Listed
Nov 4, 2012
Currency Exchange Loss:
Possible
Ended:
May 17, 2013