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Jose Abel
José Abel is a 43-year-old farmer. He also works as a bricklayer and sells basic grains. He lives with his family and is a very dedicated and responsible person. He has a lot of experience; he has been a farmer for fifteen years. He started off as a day labourer. His buyers have a great deal of confidence in his produce. He does not have any unpaid loans pending. He is requesting that INTEGRAL provide him with a loan for the purchase of corn and bean seeds, fertilizer, herbicides, etc. He hopes to make this investment in order to achieve a better quality of life and sustain his family. He assures us that he will be able to repay the loan as established.
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José Abel es un agricultor de cuarenta y tres años de edad se dedica también a trabajos de albañilería y la venta de granos básicos, vive juntos a su familia, es una persona muy dedicada responsable quien goza de mucha experiencia que ha forjado desde los 15 años quien se inicio en las labores jornaleras y también posee buena credibilidad en cuanto a su producto por parte de sus compradores, el cliente no cuenta con ningún crédito pendiente actualmente y solicita a INTEGRAL que le facilite un crédito para la compra de insumos semilla de maíz y frijol, abono, herbicida, etc., el cliente busca esta inversión para lograr una mejor calidad de vida y para el sustento de su familia, y asegura poder cubrir el monto del crédito dentro del plazo establecido.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 701
    View loans »
    El Salvador Loans Fundraising
  • $28,234,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Jose Abel to buy corn and bean seeds, fertilizer, and herbicides.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 5, 2012
Oct 26, 2012
Currency Exchange Loss:
Sep 17, 2013