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Grace is 24 years old and is married with three children from 2 to 9 years old. Her business is well organized, and she sells various goods such as lotions, soap, umbrellas and plastic shoes. Grace works from 7 a.m to 8 p.m every day of the week. She has six years of experience in this business and currently employs one person to help her.

Grace has requested a loan from Kiva lenders through Vision Finance Company to buy various goods such as lotions, soap, umbrellas and plastic shoes for resale. With the profit from this loan, she will be able to buy food for her family and to reinvest in her business.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 25
    View loans »
    Rwanda Loans Fundraising
  • $13,391,375
    Funds lent in using Kiva
  • 623.4
    Rwanda Francs (RWF) = $1 USD