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Pheap's Group
In this Group: Pheap, Sok, Ret, Chayheng
Pheap, 42, lives in a rural village in Pursat province’s Sampov Meas district, Cambodia. She is married and has six children, all of whom are dependents. Some of her children are in school and some help in the family’s business. For the last four years, Pheap has been farming and buying rice to sell while her husband works as a solider in the local area to better support the family. Pheap can earn about KHR 34,000 per day to respond to her family’s needs and manages to save about KHR 20,000 each day for her future needs. Drought is the main challenge for her paddy field business.

Pheap is a first-time borrower with Kiva’s partner, VisionFund. She is now leading her group of four to request a loan. As the group leader, she is going to use her portion to buy rice to resell. She hopes this loan will enable her to earn more income for the family to improve her lifestyle and keep her children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 52
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 4,040.4
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Pheap's Group's $775 loan helped a member to buy rice to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 27, 2012
Nov 4, 2012
Currency Exchange Loss:
Oct 17, 2013