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Nodicia
Nodicia is a hard working woman who lives in a house on her property together with her husband and children. For many years, she and her family have depended on agriculture, principally the cultivation of corn and vegetables. Sadly, the money that they make is not enough to help cover household expenses. This is why, as a hardworking and visionary woman, she decided to approach INTEGRAL to apply for a loan that would allow her to invest in the necessary supplies for the next harvest, and supplies such as insecticides, pesticides, fertilizers, or others. She is very committed to her responsibilities and she always works very hard to reach the goals that she sets for herself. This time will not be an exception. She trusts in God that she will get good results from this investment and be able to improve her quality of life and her family's quality of life.
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Nodicia es una mujer trabajadora, habita en casa de su propiedad junto con su esposo y sus hijos. Desde hace muchos años ella y su familia dependen de la agricultura principalmente del cultivo del maíz y las hortalizas. Lamentablemente los ingresos que percibe no son suficientes para ayudar a cubrir las necesidades del hogar. Es por esta razón que como toda mujer emprendedora y visionaria ha decidido acercarse a INTEGRAL para solicitar este crédito que le permita invertir en la compra de los insumos necesarios para el mantenimiento de la próxima cosecha y comprar insumos necesarios como insecticidas, pesticidas abonos u otros. Es una mujer muy comprometida en sus responsabilidades y siempre trabaja muy duro para cumplir las metas que se propone, por lo que en esta ocasión no será la excepción. Confía en Dios que tendrá resultados favorables de esta inversión y podrá mejorar su calidad de vida y la de su familia.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 769
    View loans »
    El Salvador Loans Fundraising
  • $25,698,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $450 helped Nodicia to buy basic supplies like pesticides, insecticides, and fertilizer.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 5, 2012
Listed
Oct 26, 2012
Currency Exchange Loss:
N/A
Ended:
Feb 17, 2013